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Fees and Financial Aid

I. Tuition
II.Residence Hall Fees

Specific information on fees may be obtained from Department of Residence, Redeker Center.

III. Other Fees


Fee Payment and Billing.

The university offers students the option of paying their tuition fees and residence hall room and board contracts in one payment at the time of billing or in three monthly installments. Each university electronic e-bill will give the student the option of paying the "account balance" at the time of billing or the "minimum amount due" (installment amount). A $20 administrative charge will be assessed one time per semester for the installment payment plan. Normally, three installment payments can be made for a regular semester depending on the date of registration.

Other fees for which students will be billed are parking permits, health center fees, athletic tickets, laboratory fees, university apartment rent, and miscellaneous fees which may occur. These are not included in the installment option.

The university does not mail paper bills to enrolled students or their parents. Instead, electronic e-bills are available through MyUNIverse at http://myuniverse.uni.edu. Monthly e-bills are generated the 10th of every month and payments are due approximately the 5th of the following month. For billing dates and payment due dates, refer to the Schedule of Classes for the appropriate session or visit the Web site at www.uni.edu/regist. It is the student's responsibility to check their e-bill account at least monthly and make required payments by the due date.

Note: Students electing to use the installment payment program are reminded that they will be placed under "Restricted Enrollment" status if payments are not made to the University Office of Business Operations by the date specified on the billing. A $25 restricted enrollment fee will be assessed for each billing which remains past due. Students placed on Restricted Enrollment status will not be permitted to pre-register or to receive academic records until this status has been lifted.

Financial Aid Office

The University of Northern Iowa, through the Financial Aid Office, administers a comprehensive program of financial assistance for students. The office offers all federal student aid programs as well as a variety of scholarship assistance.

The Financial Aid/Student Employment Center is located:

Financial Aid Office

255 Gilchrist Hall, Cedar Falls, IA 50614-0024
Telephone: 319-273-2700 or 1-800-772-2736
Fax: 319-273-6950
Web site: www.uni.edu/finaid

Student Employment Center

255 Gilchrist Hall, Cedar Falls, IA 50614-0024
Telephone: 319-273-6394

Office Hours: 8:00 a.m. - 5:00 p.m.
Summer Hours: 7:30 a.m. - 4:30 p.m.

Financial Aid Information On the Web

Financial Aid Award Notification, Online Job Board, scholarship directory, general information and information needed by the Financial Aid Office to continue processing a student's aid is posted on MyUNIverse at http://myUNIverse.uni.edu. For new students, information needed by the Financial Aid Office is mailed to the student as well as being available on MyUNIverse. For returning UNI students, information is only available on MyUNIverse, unless the student contacts the Financial Aid Office and requests the information be mailed. An e-mail notification is sent to the student's UNI e-mail address when information is needed, and the student is responsible for checking MyUNIverse for details.

Federal Student Aid Programs

Students must complete a Free Application for Federal Student Aid (FAFSA) form to have eligibility determined for a Pell Grant, Supplemental Educational Opportunity Grant (SEOG), Perkins Loan, Work Study, or Direct Stafford Loans (subsidized and unsubsidized). Students need to apply for financial aid each year. Applying for a Parent Loan for Undergraduate Students (PLUS) does not require the completion of a FAFSA, however, it is recommended.

Qualifying for student aid requires enrollment of at least halftime, and admission in a degree or certificate program. Financial aid is not available for correspondence (specified as "Guided Independent Study" at UNI), Camp Adventure, or audited courses.

Pell Grants

These awards help undergraduates pay for their education while working on their first bachelor's degree. Amounts range up to $4,050, depending on need and enrollment status. A Pell Grant does not have to be repaid.

Supplemental Educational Opportunity Grants (SEOG)

This program targets students receiving a Pell Grant and having exceptional financial need. Awards range up to $1,000 per academic year. A SEOG does not have to be repaid.

Perkins Loan

Perkins Loans awards are based on need and range from $200 to $3,000. Interest begins accruing 9 months after the borrower is no longer at least a half-time student. Repayment to the university is made in monthly installments. Deferments are possible if a borrower returns to college at least half-time.

Federal, State, and UNI Work Study

These are programs for students with financial need who desire employment to help pay for educational expenses. Both undergraduate and graduate students can qualify for work study. The minimum pay rate is $5.60 per hour.

Direct Stafford Loan (subsidized and unsubsidized)

The Subsidized Stafford Loan is based on financial eligibility. The Unsubsidized Stafford Loan is available to all degree-seeking students. Freshman students may borrow up to $2,625 for an academic year. Sophomore students may borrow up to $3,500 for an academic year. Junior or senior students may borrow up to $5,500 for an academic year. The total amount an undergraduate may have outstanding cannot exceed $23,000. Graduate students can borrow up to their cost of attendance as determined by UNI or $18,500, whichever is less, per academic year. The total amount any one student may borrow for a combined undergraduate and graduate program may not exceed $138,500. Repayment begins six months after the student ceases to be enrolled at least half-time. Interest rate is variable and will not exceed 8.25%.

Parent Loan for Undergraduate Student(PLUS)

A parent of a dependent student may be eligible for an amount up to the cost of education less any other Direct Stafford Loan, financial aid, or scholarship money available to the student to use for educational expenses. The interest is variable but will not exceed 9%. Repayment begins within 60 days following the last disbursement of the loan.

Standards of Satisfactory Progress for Financial Aid Eligibility

Standards of Satisfactory Progress is a two-part federal regulation to ensure that students receiving aid are:

  1. Making satisfactory progress toward a degree
  2. Completing a degree within a specific time period, regardless if financial aid was received in the past.

The aid programs that are affected include, but are not limited to: Pell Grant, Perkins Loan, Supplemental Educational Opportunity Grant, Federal, State, and UNI Work Study, institutional grants, state grants, Direct Stafford Loan (subsidized and unsubsidized), Direct Parent Loan for Undergraduate Students, and certain education bank/private lender loans.

1. Making Progress Toward a Degree Each Semester

Only Fall and Spring semesters are evaluated. (Summer is not evaluated.)

Undergraduate/Graduate/Doctorate

Students who enroll full-time (12 credit hours or more per semester) are required to complete a minimum of 9 credit hours per semester.

Students who enroll 6-11 credit hours per semester are required to complete a minimum of 6 credit hours per semester.

Students who enroll 1-5 credit hours per semester are required to complete all the hours enrolled that semester.

2. Completing A Degree Within a Specific Time Frame For Financial Aid Eligibility

The total academic record (Summer included) is reviewed, regardless if aid was received or credit was earned at UNI.

First BA students are required to complete a degree within 12 full-time semesters, 18 three-quarter time semesters, or 24 half-time semesters or upon completing 160 credit hours.

Second BA/Teaching Certification/1st MA/1st Doctorate students are required to complete a degree within 6 semesters, 9 three-quarter-time semesters, or 12 half-time semesters, or upon completing 60 credit hours. Please inform the Financial Aid Office if your program requires more than 60 credit hours.

Other degrees, such as 2nd BA, 2nd MA, 2nd Doctorate after beginning a 1st MA, must be funded by the student without financial aid. (Exceptions may be allowed through the Appeal Process as indicated below.)

3. Other Guidelines

Grades. Grades of A, B, C, D, Cr, P, or X are counted as meeting the required hours. Failed classes, audited classes, incomplete grades, and withdrawn classes are not counted toward completed hours for Satisfactory Progress.

Financial Aid Academic Progress Warning. The first semester in which a student does not complete Satisfactory Academic Progress, the student will receive a warning notification, but will continue to be eligible for financial aid. Also, a student who is nearing the allotted timeframe to complete a degree will be notified and informed of the number of financial aid semesters remaining.

Not Eligible Status for Financial Aid. Once a student has received a warning, any subsequent Fall or Spring semester in which the student does not maintain Satisfactory Progress will result in the student being notified about the loss of financial aid eligibility. A student who has reached the allotted timeframe to complete a degree will also lose financial aid eligibility. Please contact the Financial Aid Office if the graduate program requires more than 60 credit hours.

Appeal Process and Deadline. An appeal process is in place for those experiencing extenuating circumstances that affected their ability to make satisfactory academic progress. Appeal forms may be obtained from the Financial Aid Office. Appeals must be submitted no later than the end of the first week of classes following the suspended semester or within 15 calendar days of the date on the academic progress letter, whichever is later. (If suspension occurs at the end of the spring semester, students are encouraged to appeal during the summer period.) A written outline of required course work per semester until graduation signed and dated by the student and the advisor is required.

Reinstatement of Financial Aid. Students approved to receive aid again will be expected to adhere to the Satisfactory Progress Policy outlined above and any conditions listed on the Appeal Approval Contract.

Financial Aid Adjustment. If financial aid has already been awarded and an appeal is not completed or approved, the financial aid funds will be canceled 30 days after the start of the suspended semester. Reinstatement of the financial aid is contingent upon the availability of the funds at the time the appeal is approved.

Grant Adjustment. Grants are need-based aid. The Pell Grant Program is for students working on their first B.A. degree. Due to federal regulation and university policy, the actual amount of grant that you receive is based on the number of credit/hours for which you are enrolled.

This means that if a grant has already been disbursed to you and you add or drop classes during the first 3 weeks of the semester, your grant will be adjusted. After the third week of classes grants do NOT adjust. If you have any questions about how your grant may be affected by adding or dropping a class, please contact the Financial Aid Office, 255 Gilchrist.

Correspondence (specified as "Guided Independent Study" at UNI), Camp Adventure, Audited Courses. Financial aid is not available for correspondence (specified as Guided Independent Study at UNI), Camp Adventure, or audited courses. If you have any questions regarding this policy, please contact the Financial Aid Office at 319-273-2700.

Student Loans. Students must complete a Free Application for Federal Student Aid (FAFSA), then return a signed Promissory Note to the Financial Aid Office. You will sign only one promissory note that will be used for all of your loans at UNI. By using the Master Promissory Note (MPN), you may not need to sign and submit a separate promissory note for each new loan. A student who borrows under the Direct Loan Program at UNI will be able to borrow under this one MPN up to ten years. If you borrowed a Direct Loan at UNI in the prior academic year, you do not need to complete another promissory note. Students must also be degree-seeking and enrolled at least half-time (6 hours for undergraduate, 5 hours for graduate) before loan funds can be released. All loan proceeds are credited directly to your university bill.

How Dropping Credit Hours or Withdrawing from UNI Affects Financial Aid. If you drop credit hours or withdraw from UNI, your cost of attendance and financial aid may be revised to reflect any tuition adjustment. You may have to repay a portion or all of your financial aid as required by law or by applicable fund donor. The exact amount of repayment will vary depending on when the credits are dropped or when the withdrawal occurs. In addition, you may become ineligible for future financial aid due to failure to meet the Financial Aid Academic Progress Requirements.

Federal regulations require students who withdraw before over 60% of the semester has passed to return unearned federal aid in a proportion equal to the time not in attendance. For example, if a student completes 30% of the semester, then 30% of the federal aid received may be retained and the other 70% of the federal aid received must be returned. If a student withdraws after the 60% point in time of the semester, then all aid received may be retained. Loans must be paid back according to the loan agreement. Institutional and state aid are returned in percentages equal to the institution's tuition and fees refund policy. For example, if a student receives 25% tuition refund, then an equal percentage of 25% will be returned to all state and institutional aid programs. Contact the Financial Aid Office for more information.

Funds will be returned to the financial aid programs in the following order: federal loan programs, federal grant programs, state programs, UNI programs, outside agencies, student. You will be notified of adjustments to your financial aid award via your university bill.

Summer Aid Financial Aid

For financial aid purposes, the summer session is considered the final term of the award year. Federal aid programs have an academic year maximum amount of aid that can be received. For example, if you are a dependent freshman with 0-29 semester hours you may borrow only $2,625 in direct loans for the entire academic year (12 months - fall, spring and summer). Therefore, summer aid is limited.

To be eligible for financial aid for the summer you must:
  1. Have a current year FAFSA submitted by May 1.
  2. Be enrolled at least half-time during the summer - five credits for undergraduate students and four credits for graduate students. Audited courses, correspondence (specified as Guided Independent Study at UNI) courses, and Camp Adventure do not count toward enrollment.
  3. Submit a Summer Financial Aid Request form to the Financial Aid Office (available in March).
  4. Be admitted to a program leading to a degree. Non-degree students are ineligible for financial aid.
  5. Not be on Financial Aid Academic Progress Suspension (see page xxx) or Registrar Academic Suspension (see page xxx).
  6. Not be in default on any educational loan, and not owe any refund on a grant or loan at any institution.

Grants and Scholarships

UNI Grants. These institutional grants are need-based, non-repayable gifts, ranging from $400 to $1,000. The exact amount of the grant depends upon the student's financial need as indicated by the results of their FAFSA.

Federal Grants. Federal grants are intended to assist students whose FAFSA results indicate a high level of financial need. The amount ranges from $400 to $4,000. The federal government has the Pell Grant and Supplemental Educational Opportunity Grant (SEOG) available for undergraduate students who complete the FAFSA and demonstrate high financial need.

State Grants. State grants are available for Iowa students who are enrolled at least half-time who complete a FAFSA and demonstrate financial need. The grants are awarded based upon an Iowa undergraduate student's expected family contribution. Iowa grant awards range up to $1000 per year. The IMAGES grant is also available for Iowa minority students enrolled at least half-time. Awards range from $200 to $2,000.

Scholarships. A wide variety of scholarships are available at the University of Northern Iowa for students who are academically qualified. Scholarships are also available to students with outstanding creative or performing talent. Most scholarships for freshmen are awarded to students who rank in the top quarter of their high school class, or from non-ranking high schools and have an ACT composite score of 27 or above. Two-year college transfer students must have a minimum 3.25 cumulative grade point average. For a complete listing of scholarships for incoming freshmen and transfer students, check the financial aid web site at www.uni.edu/finaid/.

Graduate Scholarships and Assistantships. Several scholarships and awards, including tuition scholarships, are available for graduate students at Northern Iowa. Students should contact the department or academic college in charge of their program for information on eligibility and application procedures. Students may locate the scholarship directory at www.uni.edu/finaid/, which gives a complete listing of all scholarships available for graduate students and currently enrolled UNI students. For further details on requirements related to graduate scholarships and assistantships, see pages xxx-xxx.

Army G.I. Bill. Undergraduates serving in the Iowa National Guard or the U.S. Army Reserves can qualify for the New G.I. Bill. The New G.I. Bill Educational Assistance Benefits provide up to $2,000 per year in direct payments, plus the student continues to earn monthly training assembly pay. Many students who qualify for the New G.I. Bill also qualify for the Student Loan Repayment Program. For additional information about the New G.I. Bill write or contact the G.I. Bill representative in the Office of the Registrar at the University of Northern Iowa, Cedar Falls, IA 50614-0006, 319-273-6801.

Army Reserve Officers' Training Corps (ROTC) Scholarships. Several scholarships are available for students interested in ROTC.

  1. Four-Year Army ROTC Scholarships. High school seniors can apply for a four-year Army ROTC scholarship (before November 15th) of their senior year. A four-year scholarship will pay full tuition and required educational fees; provide $300 per semester for textbooks, supplies, and equipment; and provide a subsistence allowance of up to $3,600 per year for each of the four years the scholarship is in effect. Winning and accepting a four-year ROTC scholarship does not preclude accepting other scholarships.
  2. Three-Year Army ROTC Scholarships. College freshmen apply on campus for all three-year Army ROTC scholarships during January. Winners are announced the following May. A three-year scholarship will pay up to $5,000 per year toward tuition and required educational fees; provide $300 per semester for textbooks, supplies, and equipment; and provide a subsistence allowance of up to $3,600 per year for each of the three years the scholarship is in effect. Winning and accepting a three-year ROTC scholarship does not preclude accepting other scholarships.
  3. Two-Year Army ROTC Scholarships. College sophomores, juniors, and seniors can attend the Army ROTC Leaders Training Course (LTC) at Fort Knox, Kentucky. A two-year LTC scholarship will pay up to $5,000 per year toward tuition and required educational fees; provide $300 per semester for textbooks, supplies, and equipment; and provide a subsistence allowance of up to $3,600 per year for each of the two years the scholarship is in effect. Winning and accepting a two-year ROTC scholarship does not preclude accepting other scholarships.
  4. Two-Year Reserve Forces Duty Scholarships. Prior service applicants may apply on campus; military reservists may apply on campus or through their Army National Guard or Army Reserve unit. If selected, you will be required to enlist in the Army National Guard or Army Reserves. You will fulfill your obligation in the Army National Guard or Reserves only. If already in the Guard or Reserve, you incur a six-year commitment of military service. A Reserve Forces Duty Scholarship will pay up to $5,000 per year toward tuition and required educational fees; provide $300 per semester for textbooks, supplies, and equipment; and provide a subsistence allowance of up to $3,600 per year for each of the two years the scholarship is in effect. Winning and accepting a two-year Reserve Forces Duty Scholarship does not preclude accepting other scholarships.
  5. Additional Information. For more information about Army ROTC scholarships, write to the Department of Military Science, ATTN: Scholarship Officer, University of Northern Iowa, Cedar Falls, IA 50614-0142; come in person to West Gym (Room 203), UNI campus; or call the Scholarship Advisor at 319-273-6178 or 319-273-6337.

Department of Art Scholarships are awarded annually to high school seniors interested in art as a major. These scholarships are also available to qualified undergraduate art majors and transfer students. Interested students should contact the Department of Art, Kamerick Art Building 104. Visit the Web site at www.uni.edu/finaid/scholarship.html.

College of Business Administration. (Specific requirements pertain to each of these awards. Contact the College of Business Administration or the individual department before February 1 for application information. For the CBA Scholar Award, contact the college before September 15 for application information.)

  1. Scholarships for graduate students: Day Dugan Scholarship; Irene Thompson Scholarship.
  2. Scholarships for undergraduate majors or pre-majors: Robert and Ruth Hill Memorial Scholarship; Merrill J. Oster Scholarship; IES Industries Business Scholarship; Life Investors/AEGON Scholarship; Jason Mrogenski Memorial Scholarship.
  3. Scholarships for undergraduates who have attended at least one semester at UNI and are admitted to the College of Business Administration, or Economics Majors with at least 45 credit hours: Alpha Boysen Stewart Scholarship; American Society for Quality Control Scholarship; IES Industries Business Scholarships; J. S. Latta Jr. Scholarship; Maytag Scholarship; Pella Honors Scholarship; Irene Thompson Scholarship; T. Wayne Davis Fellowship; Bill Story Scholarship; Myrtle Minshall Stone Scholarship.
  4. Scholarship for Management Information Systems Major or Business Teaching Major: Kay Humphrey Memorial Scholarship.
  5. Scholarships for Accounting Majors: Arthur Andersen & Co. Scholarship; BDO Seidman Scholarship; J.T. Blanford Memorial Scholarship; Coopers & Lybrand Scholarship; John Deere Scholarship; Deloitte & Touche Scholarship; Ernst & Young Accounting Scholarship; Honeywell Corporation Accounting Scholarship; KPMG Peat, Marwick Accounting Scholarship; J. Michael McBride Scholarship; McGladrey Pullen Education Award; Mosebach & Griffith Scholarship; Jerry B. Paterson Accounting Scholarship; Price Waterhouse Scholarship; Neva Radell Scholarship; Mike Rod Memorial Scholarship.
  6. Scholarships for Economics Majors (not available to freshmen): Charles Leavitt Economics Scholarship; F. Russell Glasener Economics Scholarship.
  7. Scholarship for Incoming Freshmen: CBA Scholar Award.

Industrial Technology Department. (Contact the department for more specific information about these scholarships.)

  1. Tuition Scholarships are awarded annually to high school seniors who plan on majoring in one of the undergraduate programs offered in the Industrial Technology Department. These grants are awarded on the bases of ACT scores, grade point, rank in class, and high scores in the competitive exam and interview held in conjunction with the annual Math/Science/Technology Symposium. These grants provide tuition exemption for up to eight semesters for students maintaining a major in the Department of Industrial Technology and a minimum cumulative grade point average of 3.00. Interested students should contact the Department of Industrial Technology by the first week in November.
  2. Program Area Scholarships are awarded to students with a major in one of the following program areas: Construction Management, Electro-Mechanical Systems, Graphic Communications, Manufacturing Technology, Technology Management, and Technology Education and Training.

Science, Mathematics, and Technology Symposium Awards are made to high school seniors in the areas of biology, chemistry, computer science, industrial technology, mathematics, earth science, and physics. Awards are based upon academic ability and an examination given each year on this campus. These grants provide tuition awards and/or Student Aid Scholarships for four years. The value of and regulations governing these awards are determined on a yearly basis.

UNI Athletic Grants-In-Aid Awards are available for incoming student athletes as well as returning students. Athletics GIA are awarded in dollar values up to and including full grants of tuition, room and board, and books. Athletics GIA are awarded for one-term periods; however GIAs are renewable in accordance with NCAA and conference rules. GIA recipients must meet NCAA, Conference, and Institutional requirements for admission and/or the satisfactory progress rules of same. Recommendations for athletics GIA awards are made by the coaches of the individual sport programs. Athletics GIA awards are provided in part by the Athletic Club (contributions), gate receipts, friends of the university, and other special accounts.

UNI Parents Association (UNIPA) Scholarship Program

Five scholarships in the form of tuition grants applied directly to the student's account are awarded annually. One $1,000 scholarship is awarded to a student from each of the five undergraduate colleges. Selection is completed in spring and the award realized the following fall semester. Presidential and other full tuition and board scholarship winners are not eligible. To be eligible for consideration a student must a) be a full-time student, b) possess a cumulative grade point average of 3.00 or better, c) have completed at least one semester of course work at the University of Northern Iowa, d) be a sophomore, junior, or senior at the time the award is realized, and e) nominate herself/himself by filing an application in the Office of Development, 205 Commons. In selecting the award recipients, consideration is given to a) participation in college, university, and community activities and leadership abilities therein, b) personal statement submitted by the candidate, including career objectives, c) personal interview with the UNIPA Scholarship Committee members, d) potential for leadership in academic major area, and e) grade point average and evidence of other scholarly activities.

For further information, contact Keevan Kosidowski, UNI Foundation, at 319-273-6078.

UNI Presidential Scholars Program

Presidential and Provost Scholarships are offered through the Presidential Scholars Program. Presidential and Provost Scholars represent a select group of students whose academic interests are matched by personal qualities of leadership, involvement, and service. The Presidential Scholarship is the most prestigious scholarship awarded by the University of Northern Iowa.

The application process needs to be conducted early in the student's senior year of high school. Scholarship applications are typically mailed during the month of August and need to be returned to UNI by the October 1 postmark deadline. The Presidential Scholars Board does an initial screening of applications. After this application review, 45 young men and women are invited to continue through the next phase of the selection process. This phase consists of an interview with the Presidential Scholars Board and the writing of an essay during a visit to the Northern Iowa campus. The 45 students who participate in this phase of the selection process will be offered either a Presidential or Provost Scholarship. Selection is based on academic excellence, co-curricular achievements and leadership, and demonstrated potential for making a significant contribution to society.

Presidential Scholarship. Applicants must be freshmen enrolling directly from high school, rank in the upper 10% of their high school class (or rank as one of the top five students in a class of 50 or less), and receive an ACT composite score of 29 or above. Students who meet the ACT criterion and have requested that their ACT scores be sent to UNI prior to August 1 will be put on the university's mailing list and will receive an invitation to apply for a scholarship. (Qualified students may also call to receive an application prior to the October 1 application deadline.) Presidential Scholars will follow a special program of study that includes seminars each semester on a variety of topics and a required senior thesis or project in their major.

Amount: Tuition, mandatory fees, double room, and full board (over $9,800 per year in-state and $16,000 out-of-state). It is renewable each year for four years by maintaining 3.50 GPA.

Provost Scholarship. Applicants must meet the same criteria as the Presidential Scholars and follow the same application procedures. Provost Scholars are selected from those who interview for a Presidential Scholarship.

Amount: Tuition plus mandatory fees (over $4,900 per year in-state and $11,800 out-of-state). It is renewable each year for four years by maintaining 3.25 GPA.

Direct inquiries to:

University Honors Program
University of Northern Iowa
Cedar Falls, IA 50614
319-273-3175
Fax: 319-273-4319

E-mail: jessica.moon@uni.edu
Web site: www.uni.edu/honors

University of Northern Iowa Foundation

The UNI Foundation is the official channel through which gifts, both large and small, are given for the benefit of the university. The generosity of alumni and friends of the University of Northern Iowa provides scholarships for eligible students. Students should contact the dean of their college or the Office of Financial Aid for specific information on scholarships and selection criteria.

For further information contact UNI Foundation, 319-273-6078 or 1-800-782-9522, e-mail uni.foundation@uni.edu, or visit the UNI Foundation Web site at www.uni-foundation.org.

 
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Last Modified: August 10, 2004