Tea was born on May 6, 1974 in Georgia. She studied in Lomonosow State University of Moscow (Russia) in 1988 -1989, has completed Post Graduate Studies in International Journalism at Ivane Javakhishvili State University of Tbilisi (Georgia) in 1992 – 1997, Undergraduate Studies in Economics at International Black Sea University (Georgia) in 1995 – 1999, Post Graduate Studies in Economics/Finance at Caucasus School of Business with the Partnership of Atlanta University (U.S.A.) in 1999 – 2001, Doctoral Studies in Economics with Concentration in Finance and Banking at International Black Sea University (Georgia) in 2006 -2009. She is currently working as an Assistant Professor of Finance and Monitor of IBSU. Tea has served as Coordinator of Interuniversity Student’s conferences for several years; she is a recipient of numerous honors and awards and is busy with many social activities. She has completed Professional Training in Georgian National Security Commission in Georgia. Tea has many scientific publications in National and International Refereed and Reviewed Scientific Journals and presented at conferences in her field. She is currently conducting research with UNI professors.