Identity Protection

Identity fraud is one of the nation's fastest growing crimes, affecting individuals and businesses alike. Although most people are aware of it, research shows that consumers and businesses are not taking the necessary steps to fully protect themselves. The best way to fight fraud is to prevent it in the first place.


TIPS FOR PREVENTING IDENTITY THEFT AND FRAUD

  • Keep track of your credit and debit cards. If they are lost or stolen, report it immediately.

  • Never keep your personal identification number (PIN) on or near your card.

  • Don't give your account number over the phone unless you have placed the call.

  • Check receipts against monthly statements and report errors within 60 days.

  • Carry only the cards you need, especially when traveling.

  • Never lend an ATM card or a credit card to anyone.

  • Never give your ATM/Debit pin to anyone or any website.

  • Never leave cards or receipts lying around your room, no matter where you live.

  • Shred statements with your account number or personal identification information on it.

  • When using the internet, always check for the lock button at the bottom of the screen when submitting sensitive or confidential information via a website.

  • Check your credit report annually.