Expected Family Contribution

A student’s financial aid package is based on their Expected Family Contribution (EFC) as defined on the Free Application for Federal Student Aid (FAFSA). This contribution is determined based on the federal methodology calculation using the information supplied on the FAFSA. The EFC is the amount students and parents (if a dependent student) can theoretically contribute to the education and does not reflect the actual amount that will be billed by UNI. The EFC is disclosed on the Student Aid Report (SAR).

The Cost of Attendance minus the Expected Family Contribution determines financial need.

Cost of Attendance
- Expected Family Contribution
= Financial Need

Financial need determines the student’s eligibility for financial assistance. However, the Direct Unsubsidized and PLUS loans do not require financial need.